Credit card processing fees can be a significant expense for small businesses. While credit cards offer convenience for customers, the fees associated with accepting them can eat into a business’s profits. However, there is a solution: implementing a cash-discount program. What is a Cash-Discount Program? A cash-discount program is a payment processing system that incentivizes […]

Merchants who accept credit card payments have a significant responsibility to protect their customers’ sensitive financial information. Credit card data breaches can cause significant harm to individuals, as well as to businesses’ reputations and finances. Therefore, it’s essential for merchants to prioritize security and implement measures to protect their customers’ data. In this blog post, […]

Card on file transactions – enabled by merchants’ retention of customers’ card details following a purchase – have been standard practice in e-commerce for many years. It’s how subscription and recurring payment business models operate. It’s how Amazon’s popular “buy with one click” option works. And it’s the only way in which digital wallets such […]

Offering customers a discount to pay with cash can be a smart move for some businesses – not least because of the savings in card processing fees. But it’s not a model that works for everyone. And for all merchants, there’s a right and a wrong way to go about it. How Not to Reward […]