As we approach 2025, payment processing for high-risk merchants continues to evolve rapidly, especially for high-risk merchants. From increasing fraud threats to stricter regulations, the pressure on businesses operating in high-risk industries to adapt and innovate has never been greater. Staying ahead of the curve is essential to remain compliant, mitigate risk, and ensure profitability. […]
Understanding Chargeback Rules for VISA Merchants: What You Need to Know
Chargebacks can pose a significant challenge for merchants, leading to financial losses, reputational damage, and increased fees. Understanding and adhering to chargeback rules for VISA merchants is essential to minimizing these risks. Each card network, including VISA, has its own set of chargeback regulations and procedures that merchants must follow to effectively manage and dispute […]
Thriving in High-Risk: Key Considerations for Merchant Accounts
Navigating the world of high-risk merchant accounts can be challenging, but understanding the key considerations is essential for success. Increased regulatory scrutiny, elevated chargeback rates, and a higher likelihood of fraudulent activity characterize high-risk merchant accounts. These accounts are prevalent in online gaming, adult entertainment, and nutraceuticals. Challenges Faced by High-Risk Businesses High-risk businesses encounter […]
X-Protect Chargeback Prevention, The Ultimate Shield
Chargebacks can harm your business, especially stemming from friendly fraud. Enter X-Protect, a cutting-edge chargeback prevention tool designed to be the ultimate shield for businesses of all sizes. Features and Benefits: Chargebacks pose a significant threat to businesses, impacting revenue and reputation. X-Protect stands out as a comprehensive solution, offering features that not only prevent […]
Unlock Success: Best Practices for High-Risk Merchant Accounts in Subscription Models
High-risk merchant accounts and subscription-based businesses share a unique challenge – maintaining secure and reliable payment processing. In this post, we’ll delve into the best practices tailored for subscription models within high-risk merchant accounts. Challenges of High-Risk Merchant Accounts in Subscription Models Operating in a high-risk environment presents its own set of challenges. Subscription models, […]
The Best Way to Handle Payment Reversals (Not Just Chargebacks)
As a merchant, you’re naturally concerned about the number of chargebacks you incur. But there are many payment reversals that don’t result in a chargeback that can also be very time-consuming and damaging to the reputation of your business. So, your goal must always be to minimize the number of transactions that result in a […]
Combat Chargeback Fraud as E-Commerce Surges in Popularity
It’s no secret that e-commerce has expanded rapidly in the last few years, which means the time to combat chargeback fraud is now. The e-commerce trend has only been accelerated by the impact of the COVID-19 pandemic. Many of even the most traditionally minded established bricks and mortar businesses have been forced to develop an online presence […]
Long-Term Digital Fraud Protection is a Must for Your Business – Here’s Why
There’s no doubt that fraud and chargebacks are becoming a major problem for many businesses. In the digital age, digital fraud protection is a must. It’s all too tempting for merchants to believe that a one-stop digital fix can provide a permanent solution. But the unfortunate truth is that fraudsters, friendly or otherwise, are not going away anytime […]
What is TC40 Data – When it Can and Can’t Help
You may well not have heard of TC40 data – much less seen that which relates to your own business – because it’s not something that is routinely made available to merchants. But it is something you need to know about if you’re to maximize your protection against fraud and chargebacks. What is TC40 Data? […]
How Dynamic Billing Descriptors Can Slash Your Chargeback Rates
“I Didn’t Order That, and I’ve Never Heard of You!” Customer Karen Despite the industry’s best efforts to tackle it, payment card fraud remains a serious and increasing problem. A study by J. P. Morgan, for example, reported that a staggering 86% of consumers had been the victim of some kind of payment fraud in 2020. And with […]