Xcaliber-Solutions

Visa’s Joining the Buy Now Pay Later Market – Here’s What Merchants Need to Know

The Buy Now Pay Later (BNPL) movement has skyrocketed in recent years. The Covid-19 pandemic and subsequent high inflation have meant a tough cash squeeze for many customers. So it’s not surprising that Buy Now Pay Later has recently expanded dramatically. Of course, it’s always been possible for many consumers to use credit cards in this […]

Buy Now Pay Later – Some Pros and Cons for Merchants

Buy Now Pay Later (BNPL) is generating a lot of buzz at the moment, but it’s really just a reinvention of the old-fashioned installment plan (AKA layaway) — a method of doing business that has been with us since the nineteenth century, if not even earlier. As a way of deferring the pain of parting […]

Inventory Manipulation – Yet Another Type of Bot Attack You Need to Know About

In recent years you’ve probably become all too familiar with the threat posed to your business by various malicious bots. Card testing, data theft, and the sending of spam messages are just a few of the ways in which bad actors can use bots to interfere with your operations. But unfortunately, there’s now another relatively […]

E-Commerce 2022: The Most Common Fraud Types You May Still be Missing

Sadly, customer and third-party fraud is something that all businesses have to contend with. And despite huge advances in prevention technology, it seems that bad actors are often still a step ahead of honest merchants. But as surprising as it may seem, industry studies suggest that many businesses do not even know the types of […]